Galleon Capital & Advisory

Process & Fees

Our financial planning process is built around getting to know you and your financial circumstances. It’s important that we understand your personal financial needs, goals, and preferences before making any recommendations to you. Our aim is to eliminate any uncertainties and to work with you to identify the most appropriate advice that is suitable for your needs. Our process is collaborative, and by working through a series of logical steps, we will help you gain a better understanding of the options available.

Our Fees and Process Includes:

A. Initial Advice Process

From our very first meeting, our focus is on establishing and building trust and gaining a strong understanding of what matters to you. Every client is different with their personal and financial situation. However, we have a solid process in place to explore every different situation and personal circumstances. We personalise and tailor the speed, method and deliverables to ensure you are always comfortable with our approach.

In order to provide our clients with the most efficient service, we pursue these 5 step process.

1. Discuss your Goals
2. Strategy Formulation
3. Advice Recommendations
4. Plan Implementation
5. Review

A methodical initial financial planning is a structured and organized approach that is designed to identify and evaluate your current financial situation, identify your goals and then develop a comprehensive plan to achieve them. It also allows for a thorough analysis of your financial position, which can help identify potential risks, opportunities, and areas for improvement. This methodical process ensures that no important aspect of your financial situation is overlooked, which helps to increase the chances of success in achieving the set financial goals. Additionally, it can provide a sense of control and peace of mind, as you are actively involved in the planning process and have a clear understanding of your financial situation.


B. Ongoing Advice Process

Our ongoing advice process ensures that you are on track achieving your personal financial and lifestyle goals. We will monitor and manage your wealth to ensure that you are in line with your goals and objectives irrespective of changes in the market, legal framework or personal circumstances. Our personalised ongoing review program is tailor made as such you have number of options to choose from.

Our personalised ongoing review process is unlike many other financial planning firms, we place a cap on our ongoing review fees as such your fee will be the same irrespective of number of factors such as :

1. Number of entities. That is single or a couple, trust, company
2. Amount of funds under management. That is whether you have $100,000 or $100M our fee will be a flat fee and will not charged as % of your assets
3. Complexity. That is, how complex your situation, your fees are capped. Please refer to our pricing structure.

An ongoing financial planning review process can provide significant benefits. It helps you stay on track towards achieving your financial goals by regularly monitoring the progress and making necessary adjustments. It also enables you to proactively respond to any changes in your financial situation or market conditions, which can help minimize risks and maximize returns. Additionally, it allows you to identify new opportunities for growth and diversification. The regular review and monitoring of the financial plan can also provide you with a sense of control over your finances, which can help reduce stress and increase overall financial well-being.

C. Financial Advice Fees

Our operational model is different and unique compared to traditional financial advising firms in the market who operate with high fixed costs. We are agile, flexible, and focused on you. Our fee model is industry-leading and one of a kind in the market. Our focus is aimed at providing a valued service to our customers. We do not believe financial advice should cost you an arm and a leg and prevent you from accessing financial advice due to hefty fees.

1. We only charge a flat fee for our advice. Whether you have $100,000 or $100M, our fee will be quoted based on the amount of work involved and we will NOT charge an advice fee as a percentage of funds under advice.
2. No complex advice is too complex for us. Regardless of how complex your advice is or how many entities you are seeking advice for, our Fees are capped. Please refer below for further details on our advice fees.
3. Once agreed, your ongoing fee will remain the same for 5 years regardless of inflation, regulatory changes, or economic conditions.
4. All fees are fixed, there are no unexpected surprises.

• Upfront Advice Fees (inc GST): $880 – $3,300
• Ongoing Advice Fees (inc GST): $1,650 – $5,500
• Personal Insurance Advice Fee: Nil.
• Business Protection Advice Fee: Nil.